Written by Emmanuela
Category: Latest News!
Welcome to the askMID website
The law on motor insurance has changed. If you own a vehicle that is not declared "off the road" (SORN) and it is registered in your name then it must be insured at all times. If you don't want to use the vehicle, then you must contact the DVLA to declare the vehicle "off road". There are penalties for not having a valid insurance policy, and if your policy does not appear on the Motor Insurance Database (MID) you can expect to receive a warning letter in the post, followed by a fixed penalty fine.
You will not be committing an offence if you have done one of the following:
Insured your vehicle.
You can check your vehicle is appearing on the MID here
Declared your vehicle "off the road" (SORN) with the DVLA.
You can check your vehicle record by using the Vehicle Enquiry service atwww.direct.gov.uk/checksorn
This website provides expert advice and helpful motoring tips to help you keep your insurance costs down to make sure you stay insured and stay legal.
Like the DVLA will, you can check your vehicle has a valid insurance policy on the MID. It's free. Simply enter your vehicle registration number on askMID.com.
Any company offering motor insurance in the UK must be a member of the Motor Insurers' Bureau and contribute to the levy as well as supply data to the Motor Insurance Database. Information about MIB membership is available here.
13 June 2012 - As the CIE law to tackle uninsured motoring reaches its one year anniversary, statistics show good progress but also that that there is still work to be done as there are an estimated 1.2 million uninsured drivers on our roads. Under the scheme it is an offence to be the keeper of an uninsured vehicle. Read the full press release here.
30 March 2012 - New figures released by the Motor Insurers' Bureau (MIB) today, reveals the number of 17 - 20 year olds estimated to be driving without insurance has decreased by half over the last three years. Read the full press release here.
For older news items, please see our askMID News page.